Job description Job Title: Finance Associate – Banking & Payments Location: Gurugram (Candidate must be willing to relocate) Experience: 1–2 years Employment Type: Full-time About the Role We are looking for a detail-oriented and proactive Finance Associate with a strong focus on banking operations, payment processing, and reconciliation activities. The ideal candidate should have hands-on experience in managing payment cycles, resolving transaction issues such as bounced or failed payments, and performing detailed reconciliations across bank statements and payment gateways. Strong Excel skills and a working knowledge of GST and TDS are essential. Key Responsibilities  Handle end-to-end banking operations, including payment processing, tracking inflows/outflows, and coordinating with banks.  Manage payment execution cycles, including vendor payments, customer refunds, and internal transfers.  Perform bank reconciliations (daily/weekly/monthly) and identify discrepancies.  Handle payment failures, bounced transactions, and re-raising of payments, ensuring timely resolution.  Conduct reconciliation of payment gateways (Razorpay or similar platforms) and resolve mismatches.  Maintain and track payment records, reconciliation reports, and audit trails.  Use Excel extensively for reconciliation, tracking, and reporting (VLOOKUP, Pivot Tables, etc.).  Assist in ensuring proper GST & TDS treatment in banking and payment-related entries.  Coordinate with internal teams and external stakeholders (banks, vendors, payment partners) to resolve issues efficiently.  Support month-end closing activities related to banking and payments.  Take ownership of payment-related processes and ensure adherence to timelines. Requirements  Bachelor's degree in Finance, Accounting, Commerce, or a related field.  1–2 years of experience in banking operations, payment processing, or finance roles.  Strong proficiency in Excel and data reconciliation.  Hands-on experience in bank reconciliation, payment tracking, and issue resolution (bounces, retries, etc.).  Experience with payment gateways (Razorpay or similar) is preferred.  Working knowledge of GST and TDS concepts.  Strong attention to detail and problem-solving skills.  Ability to manage multiple tasks in a fast-paced environment.  Good communication and coordination skills.  Willingness to relocate to Gurugram. Preferred Skills (Optional)  Experience with accounting tools such as Tally, Zoho Books, QuickBooks, SAP, etc.  Exposure to payment reconciliation systems or treasury operations.  Basic understanding of MIS and financial reporting. Why Join Us  Hands-on experience in core banking and payment operations.  Opportunity to work in a fast-paced, high-ownership environment.  Strong learning and growth opportunities in finance operations. Share your CV to [HIDDEN TEXT]