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Credit Analyst Intern

JPMorganChase Internship Commerce Ranchi Posted 3/8/2026

Job Description

About the Role

As a Credit Analyst Intern at JPMorganChase, you will play a crucial role in analyzing financial data to assess the creditworthiness of clients. Your day-to-day tasks will involve evaluating credit reports, analyzing financial statements, and making informed decisions on loan applications. You will work closely with experienced analysts to develop your skills and knowledge in credit analysis.

Key Responsibilities

  • Evaluate credit reports and financial statements to assess creditworthiness
  • Develop and maintain knowledge of credit scoring models and credit risk assessment techniques
  • Analyze cash flow statements and balance sheets to identify trends and areas of concern
  • Prepare and present credit analysis reports to stakeholders, including loan officers and senior management
  • Assist in the development and implementation of credit policies and procedures
  • Stay up-to-date with industry trends and developments in credit analysis
  • Collaborate with cross-functional teams to ensure effective credit risk management

Skills & Qualifications

  • Bachelor's degree in Finance, Accounting, or a related field
  • Strong analytical and problem-solving skills, with ability to interpret complex financial data
  • Proficiency in MS Excel, with experience in data analysis and visualization
  • Knowledge of credit scoring models and credit risk assessment techniques
  • Excellent communication and presentation skills, with ability to effectively communicate complex financial information to stakeholders
  • Ability to work in a fast-paced environment, with multiple deadlines and priorities
  • CIBIL Bureau Reports and Cash Flow Analysis experience is a plus

What You'll Learn

As a Credit Analyst Intern at JPMorganChase, you will gain hands-on experience in credit analysis, financial statement analysis, and report writing. You will develop strong analytical and problem-solving skills, and learn to effectively communicate complex financial information to stakeholders. You will also have the opportunity to work with experienced analysts and learn from their expertise.

Resume Tip

When applying for this role, be sure to highlight your analytical and problem-solving skills, as well as your experience with financial data analysis and credit scoring models. Use specific examples from your coursework or previous experience to demonstrate your ability to interpret complex financial data and make informed decisions.

Skills Required

Credit AppraisalFinancial Statement AnalysisRatio AnalysisMS ExcelReport WritingLoan Underwriting BasicsCIBIL Bureau ReportsCashFlow Analysis
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